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UK – EU Transition, and UK Civil Aviation Regulations

To access current UK civil aviation regulations, including AMC and GM, CAA regulatory documents, please use this link to UK Regulation. Please note, if you use information and guidance under the Headings below, the references to EU regulations or EU websites in our guidance will not be an accurate information or description of your obligations under UK law. These pages are undergoing reviews and updates.

Regulation (EC) 785/2004 - "Insurance Requirements for Air Carriers and Air Operators" defines the minimum level of insurance cover required for all air carriers and air operators.

Comprehensive information regarding insurance requirements can be found in the Insurance FAQs in the aircraft registration section.

The Maximum Take-Off Weight (MTOW) and insurance

Insurance bands are determined by the MTOW of the aircraft. The CAA has received a number of requests from aircraft owners and operators to reduce the MTOW of their aircraft in order to take advantage of lower insurance premiums.

The embodiment of an approved modification is the only means of permanently changing the declared MTOW of an aircraft. The CAA Applications and Approvals Department must be notified in the even of such a modification.

Air Operator Certificate (AOC) holders

A scheme exists for AOC holders to vary the Maximum Declared Take-Off Weight (MDTOW) for their aircraft for operational reasons. Further information is available on the MDTOW Scheme Webpage and in FODCOM 20/09 - "Variable Maximum Take-off Weight".

Further information

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