To qualify for licensing, air carriers must demonstrate they have in place sufficient levels of
There are minimum insurance requirements for air carriers and aircraft operators flying
within, into,out of, or over the territory of an European Economic Area Member
There are minimum requirements for the separate insurance of passengers, baggage, cargo and
third parties, including cover for risks of war and terrorism (‘war risk’).
Many operators choose to buy insurance on a combined ‘single limit’ basis. When
doing so they should ensure that the amount covers the different categories identified below.
Minimum levels of cover are dependent on who or what is being carried and/or the size of the
aircraft concerned. Minimum levels are given in Special Drawing Rights (SDR). The SDR is an
international currency unit defined by the International Monetary Fund. Exchange rates are
published daily in the Financial Times and can be found on the IMF website.
Minimum cover is 250,000 SDRs per passenger.
cover is 1,288 SDRs per passenger.
cover is 22 SDRs per kilogram of cargo.
The minimum level
of third party and war risk cover depends on the Maximum Take Off Mass (MTOM)
of the aircraft concerned. There are ten categories of aircraft based on MTOM.
G-INFO is the CAA’s aircraft register and will provide
details of all current aircraft on the UK register and amongst other things the weight of a
An insurance calculator is available to help you
assess the appropriate level of cover.
The EC Regulation establishing these requirements came into force on 30 April 2005.
The Regulation does not apply to:
Your broker should be aware of the minimum requirements and initial queries should be directed
to them. However, additional information and FAQs on insurance can be found on our Aircraft Registration pages.
Please get in touch if you have any queries or require further information.
Fax: (020) 7453 6322
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