An ATOL Certificate must be issued immediately to a consumer when they make the first payment on a flight or trip
covered by the ATOL scheme.
The Certificate is proof that the consumer’s purchase is protected by the ATOL scheme and will include details of
what and who is covered as well as the issuer’s business name and ATOL number.
If you accept a cheque from the consumer or take their credit or debit card details, this is classified as taking
payment, regardless of whether the payment is processed. Once you have taken payment in this way or in cash you will
need to issue the ATOL Certificate immediately.
Immediate issue means providing the certificate at the time payment is made.
Immediate issue means sending the certificate by email or another equivalent electronic means immediately after the
payment is taken.
Immediate issue means sending the certificate by email or another equivalent electronic means or immediately posting
You (or your agent) may not accept any payment from a consumer until you or your agent is able to issue an ATOL
The CAA sets out the format for ATOL certificates. Individual certificates must follow the format exactly.
The ATOL Certificate design includes a yellow background which must be included on any electronic versions. However,
if the document is given out as a hard copy, it may be printed in black and white.
ATOL Certificates should be issued in pdf format.
If you have problems entering details into the digital certificate it is likely that you are using out of date
software to access the pdf file. The CAA recommends you download the latest version of Adobe Reader (free of
If any of the information in the ATOL Certificate changes more than 72 hours before the consumer is due to depart,
you should issue them with a replacement ATOL Certificate.
The Certificate Issuer is the business which interacts with the consumer, regardless of who generates the
Certificate. For example, if a consumer books a licensable package with an agent, but the ATOL Certificate is generated
by the ATOL holder and e-mailed directly to the consumer, the Issuer box should still state the name of the agent.
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