FAQ Answer

FAQ Answer

Travel Insurance - Do I need to obtain travel insurance for my trip?

InsuranceIt is important to consider what insurance you need before booking flights and holidays. If you are travelling outside the UK you should always take out travel insurance to cover the costs of medical care if you are injured or become unwell while you are away, including the costs of getting home.

Sometimes travel insurance is provided with a bank account or credit card. Make sure that you read the policy conditions (including the ‘small print’) to make sure that you have the right cover to meet your needs. Most policies require you to make an annual declaration of your health in order for you to be properly insured.

Declare your medical history

You must almost always tell your insurer about existing medical conditions to be covered for them. You must also disclose any changes to your health during the policy term. If the insurer does not ask you about any pre-existing conditions that you have, the condition is almost certainly not covered by the policy.

Medical treatment in Europe and the European Health Insurance Card

If you are travelling in Europe, the European Health Insurance Card (EHIC - formerly E111) will enable you to access free or reduced-cost emergency treatment. It is not an alternative to travel insurance and usually only applies if you are treated in a public or state hospital. You should be aware that the EHIC will not cover the costs to get you home if you are ill or injured and may not cover all medical costs, e.g. outpatient costs, prescriptions and medication. The EHIC card does not apply in Turkey.

Similar health agreements exist in other countries, (for example Australia), as well as some British Crown dependencies such as the Channel Islands and the Isle of Man.

More information

Go to Advice to consider when looking for travel insurance for more detailed information about travel insurance.


Before you Fly

  1. Anaemia - I suffer from anaemia and wonder if this would be a problem when flying.
  2. Heart Conditions - I have a heart condition; will I be able to travel by air?
  3. Carriage of Medication - Can I take my medication on board the aircraft?
  4. Contact Lenses - I wear contact lenses. What is the advice about wearing lenses during my flight and is there any guidance for taking lens solution on board the aircraft?
  5. Diabetes - I have diabetes, is there any special advice for diabetic people who wish to travel by air?
  6. DVT - Am I at risk of a blood clot when flying?
  7. Ear Pain - I notice that I frequently get ear pain when travelling by air, what causes this and what can I do about it?
  8. Electrically powered medical equipment - Can I take my electrically powered medical equipment in my hand baggage?
  9. Fear of Flying - I am very nervous at the thought of using air travel as a form of transport. Is there any treatment for my fear of flying and what causes it?
  10. Jet Lag - What is Jet Lag and how can it be treated?
  11. Malaria - Is it still a problem these days?
  12. Nut Allergy - I have a nut allergy, am I at risk while travelling by air?
  13. Oxygen - I have been told that I require oxygen for my flight. Can I take my own supply?
  14. Plaster Cast - If I have a broken limb with a plaster cast on, can I still fly?
  15. Pregnancy - I am pregnant, is it safe for me to travel by air?
  16. Psychiatric Condition - I have a psychiatric condition, which requires me to take medication and I worry that air travel may worsen my condition or that I may not be able to travel.
  17. Recent Surgery - I have recently had surgery. Are there any restrictions when travelling by air?
  18. Reduced Mobility - I have reduced mobility and wish to travel by air. Where can I find more information about my rights to assistance during my journey and will I need a medical certificate?
  19. Respiratory Disease - I have a lung condition which makes me breathless sometimes. Am I liable to have problems on an airplane?
  20. Sleep Apnoea - I suffer from sleep apnoea; can I take my Continuous Positive Airway Pressure (CPAP) Machine on board the aircraft as hand luggage for use in the aircraft cabin?
  21. Travel Insurance - Do I need to obtain travel insurance for my trip?
  22. Vaccinations - I am travelling abroad, will I need vaccinations prior to travel?
  23. Vagus nerve stimulator (VNS) - I use a Vagus nerve stimulator as part of my treatment for seizures. Can I take my device on board the aircraft?
  24. What is the risk of contagious disease (an infection that may be passed from one person to another) when flying?