Mandatory Insurance Requirements
- How do I work out what the minimum insurance requirements are for my aircraft?
- What is an SDR?
- The amount of cover required fluctuates in line with currency changes between Pounds Sterling (GBP) and the Special Drawing Right (SDR), how do I know if I have enough cover when fluctuations occur?
- Will the CAA issue a certificate to confirm that an aircraft is insured in accordance with the Regulation?
- My aircraft is not currently flying, does it have to be insured?
- If I declare to my insurer a lower maximum number of passengers carried, do I need to physically remove seats?
- If I declare to my insurer a lower maximum number of passengers carried, is it mandatory to advise the CAA?
- The maximum number of passengers carried figure displayed on the estimate on G-INFO is not correct, how do I get it changed?
- What is the definition of a “passenger”?
- Is a person under instruction considered a passenger or a member of the crew?
- Has the UK opted for the lower passenger limits for aircraft under 2700 kg and engaged in non-commercial operations?
- Is a combined single limit acceptable as a means of meeting the minimum insurance requirements?
- What about the reference to cover for war risk and terrorism, should this be explicitly stated on my Certificate of Insurance?
- The legislation suggests that aircraft with a maximum take-off mass of less than 500kg are excluded from the requirements, is this correct?
- Does the regulation apply to non UK Registered aircraft?
- How do I demonstrate compliance with the Insurance Regulations?
- DVLA have direct access to motor insurance information supplied directly by the insurance companies, why cannot the CAA do the same?
- Will there be an annual insurance documentation check?
- The entry for an aircraft on G-INFO shows a Date of "No Flight" Declaration, what does this mean?
- I have previously made a "no flight" declaration to the CAA. Once I have subsequently forwarded evidence of insurance to the CAA do I need to wait for the CAA to confirm that my insurance is acceptable before the next flight?
- Whose responsibility is it to ensure that insurance cover, in accordance with the regulations, exists for each flight?
- Does the insurance policy have to be in the name of the registered owner?
- The maximum take-off mass of my aircraft is just above one of the category breaks in the legislation, can I reduce the certified mtom to bring it into the lower category?
- There are lower limits in some cases if the aircraft is used for “non-commercial purposes”, is there a definition of “commercial purposes”?
- My aircraft is operated by an Operating Licence Holder, do I still need to advise the Aircraft Registration of the insurance details even though these have already been supplied to the Airline Licensing Section?
